| Insurers: Stop Worrying and Learn to Love Smartphone Telematics Insurance & Technology If it’s possible to illustrate the term “usage-based insurance,” the picture is probably of a small plastic device that plugs into a car’s OBD-II port and transmits data to insurance companies. But even though component costs for these dongles are … Modus Selected As Usage Based Insurance Telematics Solution Provider For …TechnologyTell |