Q&A: To regulate or not to regulate insurance telematics


Bob Passmore, senior director of personal lines at the Property Casualty Insurers Association of America (PCI), on whether insurance telematics needs government regulation.

Sometimes you want a nationwide regulatory framework to streamline complex processes and trim needless confusion. In the case of insurance telematics in the United States, not so much. And Passmore likes it this way. According to him, it is important that states are able to serve their purposes as policy laboratories – if something doesn’t work in one state, the whole system doesn’t have to be reworked.

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